Policy and Debate

APCA Submissions

APCA engages with the wider payments industry, government and regulators by contributing to the wider policy discussions. This includes consultation and issues papers developed by government departments, committees and inquiries, regulators and other industry organisations. Our recent submissions are listed below.

2012


Submission to the RBA's Strategic Review of Innovation in the Payments System: Conclusions 31 August 2012 > download PDF
Submission to the RBA's Review of the Regulatory Framework for the EFTPOS System: Consultation on Designation 19 April 2012 > download PDF
Submission to the RBA on a Variation to the Surcharging Standards: A Consultation Document 10 February 2012 > download PDF

2011


Submission to the RBA on Strategic Review of Innovation in the Payments System: The Innovation Agenda 30 August 2011 > download PDF
Submission to the RBA on Strategic Review of Innovation in the Payments System 30 August 2011 > download PDF
Submission to the RBA on the Review of Card Surcharging: A Consultation Document 20 July 2011 > download PDF
Submission to the Commonwealth Treasury on Exposure Draft – Competition and Consumer Amendment Bill (No.1) 2001 09 February 2011 > download PDF

2010


Submission to the Senate Economics Inquiry into Banking Competition 30 November 2010 > download PDF

2009


Submission to the Commonwealth Department of Human Services on ‘Better Dealings with Government’ 05 November 2009 > download PDF
Submission to RBA Proposed Changes to EFTPOS Interchange Fee Standard 25 October 2009 > download PDF
Submission to House of Representative Communication Committee Inquiry into Cybercrime 02 June 2009 > download PDF

2008


Submission to Review Code of Banking Practice Issues Paper 07 July 2008 > download PDF
Submission to RBA Preliminary Conclusions Paper 29 June 2008 > download PDF

2007


Submission to the RBA on Reform of Australia’s Payment System 31 July 2007 > download PDF