APCA administers the Australian Paper Clearing System (APCS) in relation to cheques, payment orders and other paper based payment instructions.

The primary object of the APCS is to ensure the implementation and operation of effective systems, policies and procedures for the conduct and settlement of exchanges of cheques and other paper instruments between Framework Participants and all aspects of the related clearing cycle.

APCA maintains standards and specifications for MICR encoding and the design of cheque and deposit forms in consultation with its Members, equipment suppliers and the printing industry. These standards include security features, accreditation procedures and design specifications to reduce fraud and to assist processing accuracy and efficiency.

Specifications and Guidelines

APCA has developed various publications for designers, printers and businesses on cheque printing including design specifications and standards, guidelines and fact sheets.

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